Financial district skyline
Federally Chartered Industrial Bank

The Industrial Bank
Powering Modern Finance.

webberk is a federally chartered industrial bank built from the ground up for the digital economy. We partner with leading consumer and commercial brands — embedding regulated banking infrastructure directly into their platforms, so they can offer deposit accounts, lending, and payment solutions without building a bank themselves.

FDIC MemberSOC 2 Type II CertifiedFederally Regulated
$20B+Assets Under Management
300+Lending Partners
FDIC InsuredSince 2001
50States Served
Core Products

Financial Products Built for Every Stage of Growth

webberk offers a curated suite of lending and deposit solutions engineered for the digital economy — transparent, competitive, and backed by institutional-grade infrastructure.

Consumer Lending

Personal Loans & Lines of Credit

Access competitive personal loans and flexible lines of credit designed around your financial goals, with transparent terms and no hidden fees. Whether you're consolidating debt or funding a major milestone, webberk makes borrowing straightforward and fair.

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Commercial Credit

Business Lending & Corporate Finance

From working capital lines to structured corporate finance solutions, webberk delivers credit products calibrated to the scale and rhythm of your business. Our relationship managers bring deep industry knowledge to every engagement.

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Deposit Products

FDIC-Insured Savings & CDs

Grow your savings with confidence through our FDIC-insured high-yield savings accounts and fixed-term certificates of deposit, offering rates that outperform the national average. Your deposits are protected and your returns are predictable.

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FDIC-insured up to $250,000 per depositor
Equal Housing Lender · Member FDIC
Banking-as-a-Service

Your brand, powered by
webberk's regulated infrastructure.

webberk's Banking-as-a-Service model lets any business — fintech, marketplace, retailer, or enterprise — embed fully licensed credit and deposit products directly into their customer experience. You own the brand relationship. We handle the regulatory complexity, capital requirements, and operational infrastructure.

  • White-label credit cards, IBAN accounts & lending products
  • Regulatory licensing across EU and UK jurisdictions
  • API-first architecture with 99.97{66347e4dc7cd4fd8ebfb03bb0878dd521a50672408e23ae9f3fbefbb99714215} uptime SLA
  • Dedicated compliance and onboarding support team
Explore Partnership Options

Partner Onboarding Journey

From application to live in 3 steps

01Apply

Submit your partnership application. Our team reviews your business model, compliance posture, and integration requirements within 5 business days.

02Integrate

Access our developer-ready APIs, sandbox environment, and dedicated integration engineers. Embed credit, deposit, and payment rails in weeks — not months.

03Launch

Go live with your branded financial products — fully licensed, compliant, and backed by webberk's regulated infrastructure. Scale with confidence.

Average time to launch: 8–12 weeks from signed agreement to first live transaction.

Our Partners

Trusted by Industry Leaders

Leading enterprises across payments, lending, and wealth management rely on webberk's infrastructure to power their digital banking operations.

NordVault
Meridian Capital
Axonis
Caelum Pay
StellarFin
Zentara
Evros Group
Pantheon FS
"Integrating with webberk was the fastest compliance onboarding we have ever experienced. Their regulatory infrastructure is genuinely enterprise-grade — we went from signed contract to live transactions in under three weeks. For a regulated fintech like ours, that speed to market is a genuine competitive advantage."
MH

Marcus Holt

Chief Technology Officer

Meridian Capital
Regulatory Standing

Built on a Foundation of Trust & Compliance.

webberk operates within one of the most rigorous regulatory frameworks in U.S. banking — so your business, and your customers, are always on solid ground.

FDIC
Member

FDIC Insured Institution

webberk partner deposits are held at FDIC-insured institutions, providing coverage up to $250,000 per depositor. Your customers' funds are protected by the full backing of the U.S. federal government — the gold standard in deposit security.

OCC
Federal Charter

Utah Industrial Bank Charter

Operating under a Utah Industrial Bank charter and supervised by the Office of the Comptroller of the Currency (OCC), webberk maintains rigorous capital adequacy standards and undergoes regular federal examination — ensuring institutional-grade compliance for every partner program.

CFPB
Compliant

CFPB Compliance Framework

webberk's consumer-facing products are designed and operated in full accordance with Consumer Financial Protection Bureau (CFPB) guidelines. From transparent fee disclosures to fair lending practices, we uphold every protection your customers deserve — and regulators require.

All webberk products operate under continuous regulatory review and annual third-party compliance audits.

Explore Our Products

Newsroom

Latest from webberk

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Partnership

webberk Expands European Reach with Strategic Alliance with Nordea Group

webberk has signed a landmark partnership agreement with Nordea Group to extend its digital banking infrastructure across Scandinavia, enabling seamless cross-border payments for over two million SMEs.

Earnings

webberk Reports 47{66347e4dc7cd4fd8ebfb03bb0878dd521a50672408e23ae9f3fbefbb99714215} Revenue Growth in Q1 2025, Raises Full-Year Outlook

webberk has reported first-quarter 2025 revenues of $128 million, a 47{66347e4dc7cd4fd8ebfb03bb0878dd521a50672408e23ae9f3fbefbb99714215} year-on-year increase, driven by strong adoption of its embedded finance APIs and record transaction volumes across its partner network.

Product

Introducing webberk Shield: AI-Powered Fraud Prevention Built for Institutional Scale

webberk has launched Shield, a new AI-driven fraud detection and compliance monitoring layer that integrates natively with its banking APIs, offering real-time transaction scoring and regulatory reporting automation for partner banks.

webberk

Banking built for the digital economy. Empowering businesses and individuals with modern, compliant financial infrastructure.

FDICInsured
Equal Housing
Lender
webberk123 Financial Plaza, Salt Lake City, UT 84101[email protected]+1 (800) 555-0192

© 2026 webberk. All rights reserved.

webberk is a financial technology company, not a chartered bank. Banking services are provided by partner FDIC-insured institutions. Deposits are insured up to $250,000 per depositor per institution. webberk is an Equal Housing Lender. All loans subject to credit approval and applicable regulations.